SSブログ

2022年06月13日こはりゅ☆ちびもものつぶやき 2022/06/14 [ついったーらんどヾ(*‘ω‘ )ノ]


nice!(0)  コメント(1) 

nice! 0

コメント 1

CurtisTop

Is It Possible to Stop Collection Agencies From Calling? It’s easy to mute your cell phone and ignore debt collection callers, but your problems could get worse if you avoid your debt. You could end up with wage garnishments, court judgments, a harmful credit report, and a lousy credit score. Federal law mandates that in most cases debt collectors must stop calling you once you ask them to stop contacting you, but you must make this request in writing. By taking certain steps to stop collection calls, you can manage debt your way without needless interruptions. Get a notebook or digital place where you can keep track of debt collector company names, amounts of debt, addresses, phone numbers, times and dates of calls, and a trail of the people you’ve talked with on the phone. Mobile apps to record calls. Take screenshots can help your recordkeeping. Chances are the debt collection agency is recording you! Know what to say first. If you have a consumer protection attorney or a bankruptcy attorney, tell the debt collector you have an attorney and give them the contact information for your attorney. If you can’t take personal calls at work, tell the collector.

If you’re disputing the debt, tell the collector. If the debt collector is calling at an inconvenient place and time, tell the debt collector. Take the lead, don’t let the debt collector take the lead. You wouldn’t let someone in your home uninvited without knowing who they are-use that same principle with calls from debt collectors. Ask questions to determine who you’re talking to (name and company), the original creditor, the original debt and current debt amounts, account numbers and contact information, and current options to verify or dispute the debt. You’ll be able to verify you’re not talking to a scammer. If the debt is old, you’ll want to check state laws for the statute of limitations that applies to debt collection in your state. If the statute of limitations has expired, they can try to sue you, but the case will be dismissed if the time for the statute of limitations has passed. Upsolve has a sample cease. Desist letter you can mail to stop collector calls. Send the letter certified mail, return receipt requested. The post office can help you. After the debt collector receives the letter, they can contact you to tell you they are no longer contacting you, and to tell you about legal action. After the cease and desist letter is sent, the calls should stop. If they don’t, you can file a complaint.

What are some warning signs that customers will not pay back their debt? Small businesses can never be sure which customers will pay back their debt and in what time frame. But there are some telltale signs that can clue you in. A big one is if a customer that has always previously paid on time starts making late payments. That could signal the client is struggling financially. Is having a hard time paying its bills. Another sign is when an easy-going customer starts complaining. They could be employing a tactic to get out of paying their bills. Finally, if the customer tells you he or she will pay after switching bank accounts that could mean there isn’t enough money to cover the bill. As part of our research, we reached out to small business owners to learn why they use collection agencies, which ones they use, and what they like or don't like about them. Across the board, we heard the tactics collection agencies employ to recover debt matter than everything else, including price.

Source:

- https://nocollectioncalls.com
Tags:
collection harassment at work
by CurtisTop (2022-06-16 11:23) 

コメントを書く

お名前:
URL:
コメント:
画像認証:
下の画像に表示されている文字を入力してください。

この広告は前回の更新から一定期間経過したブログに表示されています。更新すると自動で解除されます。